Grocery store spending likely comprises a significant amount of your budget. The 2018 Consumer Expenditure Survey showed the average U.S. household spent $4,445 a year ($85 a week) on food at grocery or other food stores. If those purchases were made using a 2% cashback credit card, you would earn $89.28 cash back. However, if you …
A referral bonus can greatly increase the value of credit cards, particularly if you have family or friends who you can easily refer to or sign up on their behalf. Among all the major banks, the Amex refer a friend program Express is one of the most lucrative. Each Amex card you hold has its own …
Price protection is a valuable yet often underutilized benefit provided by certain credit cards that can potentially save you a lot of money. If an item you purchase is later available at a lower price, this feature entitles you to be reimbursed for the difference in price. The lower price does not even need to be …
The Complete Guide to Credit Card Price Protection Read More »
When you’re trying to juggle dozens of credit cards, deals, loyalty accounts, and award redemptions, organization is everything. Luckily, there are several tools that can save you a lot of time. In this post, I will walk through the tools and services I use to streamline my award travel earning and redemptions. Organizing your Credit Cards, …
Asia Miles is the loyalty program of Cathay Pacific. While most award travel enthusiasts are likely familiar with booking an award on Cathay Pacific through one of their partners, most tend to skip over Cathay’s own mileage program. Yet, there are many instances when it makes sense to book through Asia Miles. Cathay’s stopover and open-jaw …
Asia Miles: The Complete Earning and Redemption Guide Read More »
February 2020 Update: As of February 15, 2020 the Rakuten card no longer earns 3x additional points for gift card purchases at GiftCards.com, GiftCardMall.com, and Raise. The card now only earns 1x, which combined with the standard Rakuten portal rates, results in a 2%/2 Membership Reward point payout. For these reasons, the Blue Cash Preferred Card …
Rakuten Credit Card Review: The Best Membership Reward Earning Card Read More »
The Sapphire Preferred and Sapphire Reserve are two of Chase’s flagship credit card products. The two offer a sizeable signup bonus and a slew of ancillary benefits. Unfortunately, given Chase’s restrictions, it is typically not possible to get both cards. The good news is, you can always convert from one of them to the other after …
The M Life Credit Card is the only co-branded MGM credit card on the market. While its signup bonus is not as high as the Hyatt, Marriott, and Hilton credit cards, it comes with some benefits that may be valuable to frequent visitors of U.S. MGM properties. That includes automatic elite status and the ability to …
M Life Credit Card Sign Up Bonus and Benefits at MGM Read More »
There are many reasons why you might want Chase to increase the credit limit on one of your cards. There is the obvious reason: that you are planning to make large upcoming purchases for yourself or a buying group. Beyond that, a Chase credit line increase may allow you to ramp up your manufactured spending. The …
Rocketmiles is an online travel agency (OTA) that offers the opportunity to book stays at a “curated list of high-quality hotels” and earn points or miles in the loyalty program of your choice. Instead of earning hotel points, the service allows you to choose between earning airline miles, Amex Membership Rewards, Uber cash, or even Amazon …
The Chase Sapphire Reserve and American Express Platinum cards are considered by most to be the cream of the crop of premium credit cards. Beyond their massive signup bonuses, these two cards are loaded with additional benefits. When it comes to the heavyweight fight between the Chase Sapphire Reserve vs. Amex Platinum card, is there a …
Chase Sapphire Reserve vs. American Express Platinum Read More »
The World of Hyatt loyalty program has long been a favorite among travel hackers for the ability to earn elite status through booking award nights. Theoretically, if you started without any Hyatt stays or points, you could earn top-tier status by transferring 300,000 Chase Ultimate Rewards to Hyatt and booking 60 award nights at a Category …
Hyatt Status Match: How to Quickly Obtain Explorist or Globalist Status Read More »
It is not a stupid question. In 2018, airlines serving the U.S. carried one billion passengers. That is an astounding number of airline miles earned. My bet is, most of those miles will go unredeemed. That is assuming the passenger had a frequent flyer account set up to accrue the miles in the first place. If …
In the battle of Chase Freedom vs. Chase Freedom Unlimited, the Freedom offers better value. The only difference between the Freedom and the Unlimited is the sign-up bonus and earning rate. Both cards earn Ultimate Reward points that you can redeem for cash back at a rate of 1 cent per point. Alternatively, if you have …
Chase Freedom vs. Chase Freedom Unlimited: Why Freedom Easily Wins Read More »
My fiancée and I spend an exorbitantly large amount each month on food delivery. Thankfully, because we always use the best credit card for dining, we earn a significant amount of points. We are not alone. The average U.S. couple spent $4,436 at restaurants between July 2017 and June 2018, according to the latest Consumer Expenditures survey from …
25 Best Credit Cards for Dining in 2019 [Ranked] Read More »
Contrary to what other blogs may tell you, you do not need to have a business to apply for a Chase Ink card. You merely need to be planning to start one. This post will explain how to apply for a Chase Ink card without a business and what you need to know to get approved. Why you should apply …
How to Apply for a Chase Ink Card Without a Business Read More »
You don’t need to spend hundreds or thousands of dollars to stay in a luxury villa with a private pool. In fact, you may not need to spend any money at all. There are several World of Hyatt and Marriott properties with private pool villas you can book with points. While you often find smaller-boutique hotels …
17 Luxury Private Pool Villas Bookable with Points Read More »
The biggest barrier to manufactured spending is not knowing where to start. Below are some under-the-radar manufactured spending methods that are scalable and still working in 2021. This post is protected to ensure these methods continue to work.
There are four Amex Platinum versions: the plain vanilla Platinum card, the Ameriprise version, the Schwab version, and the Morgan Stanley version. You can get a signup bonus from each of the three co-branded versions of the card. You can even hold multiple versions of the card at the same time. This post will look at …
Below is a comparison of travel insurance benefits available through the Amex Platinum, Chase Sapphire Reserve, Chase Ritz Carlton, and CNB Crystal Infinite credit cards. Citi Eliminated Travel Protection Benefits In 2019, Citi removed many of the valuable travel benefits associated with their cards. Among the benefits removed were: Trip Cancellation & Interruption Protection Worldwide Travel …
